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Margn

Legal

Privacy Policy

Effective Date: June 24, 2026

Your data is never sold or shared with advertisers

Disclaimer: This is a draft privacy policy provided for informational purposes during the Founding Member beta. It should be reviewed by legal counsel before a wider public launch.

At Margn LLC ("Margn", "we", "us", or "our"), we believe you should remain in control of your purchases and your data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (findmargn.com) and use our purchase protection platform.

1. Information We Collect

We collect information that you provide directly to us, information collected automatically when you use our services, and information from third-party sources.

  • Account Information: When you create an account, we collect your email address, name, and password (securely hashed).
  • Receipt and Purchase Data: When you upload receipts or forward emails to us, we extract and store purchase details, including retailer names, product names, prices paid, order numbers, and purchase dates. We use this data strictly to monitor for price drops, return windows, warranties, and delivery issues.
  • Email Ingestion (Optional): If you choose to connect your email account or forward receipts to our designated ingestion address, we process those emails solely to extract purchase information. We do not read your personal correspondence.
  • Payment Processing: If you subscribe to a paid plan, your payment information is collected and processed directly by our payment processor (Stripe). We do not store your full credit card number or billing address on our servers.
  • Usage Data: We automatically collect information about your interactions with the platform, such as IP addresses, browser types, and pages visited, to improve our service.

2. How We Use Your Information

We use the information we collect primarily to provide, maintain, and improve the Margn platform. Specifically, we use your data to:

  • Extract purchase details and populate your dashboard.
  • Monitor retailer pricing and policies to identify savings opportunities.
  • Send you alerts regarding return deadlines, warranty expirations, and price drops.
  • Process your subscription payments.
  • Communicate with you about your account, updates, and security alerts.
  • Analyze usage trends to improve the user experience.

3. Data Sharing and Subprocessors

We do not sell, rent, or trade your personal data or purchase history to advertisers or data brokers.

We may share your information only in the following limited circumstances:

  • Service Providers & Subprocessors: We share data with trusted third-party vendors who assist us in operating our platform. These providers are bound by strict confidentiality agreements. Our current providers include:
    • Hosting & Infrastructure: Vercel
    • Database, Storage, & Authentication: Supabase
    • Email Delivery & Processing: Mailgun
    • Payment Processing: Stripe
    • Search & Product Matching: OpenAI, SerpAPI, Brave Search, ScrapingBee
  • Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
  • Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

4. AI and Automated Processing

Margn may use AI, OCR (Optical Character Recognition), and automated search tools to extract purchase information from your receipts, match products, summarize policy information, and draft recommendations.

Please note that AI outputs may be imperfect. Margn uses confidence scores, source links, and review signals where available. Users should always review recommendations before acting.

5. Data Retention

We retain purchase records while your account is active or as needed to provide the service, unless you delete them or request account deletion. Some records may be retained as required for legal, security, tax, fraud-prevention, or billing reasons.

6. Deletion and Account Closure

You remain in control. You can request the deletion of your account and all associated data at any time. To request deletion of your account or purchase data, email privacy@findmargn.com from your account email. Upon deletion, your purchase history, receipts, and personal information will be permanently removed from our active databases.

7. Security Practices

We implement industry-standard technical and organizational measures to protect your data. This includes HTTPS/encryption in transit, restricted access to production systems, and secure payment processing via Stripe. We use reputable infrastructure providers (like Supabase) that support encryption and access controls. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

8. Your Rights (GDPR / CCPA)

Depending on your location, you may have certain rights regarding your personal data, including the right to:

  • Access the personal information we hold about you.
  • Request correction of inaccurate or incomplete data.
  • Request deletion of your personal data.
  • Opt-out of the sale or sharing of your personal data (Note: We do not sell your data).
  • Request a copy of your data in a portable format.
  • Object to or restrict processing where applicable.

To exercise these rights, please contact us at privacy@findmargn.com.

9. Children's Privacy

Margn is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.

10. Changes to Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or by posting a prominent notice on our platform prior to the change becoming effective.

11. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Email: privacy@findmargn.com

Margn LLC

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